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THIS IS NOT INSURANCE.
It is a medical discount program that helps reduce your fee at time of service.

Please note that this is not health insurance and we do not make payments directly to medical service providers. It is a discount program, and you are obligated to pay for all health services. You will receive discounts for medical services at certain health care providers who have contracted with the program. This program is administered by United Consumers Association Inc., 248 Columbia Turnpike, Florham Park, NJ 07932. The program and its administrators have no liability for providing or guaranteeing service or the quality of service rendered.
Note to Utah Residents: This contract is not protected by the Utah Life and Health Guarantee Association.